Top Online Banking Casino India List 2023

As the popularity of online banking grows, so too is the availability of using bank transfer to deposit and withdraw funds at online casinos. In this article, we discuss how to choose between the top direct banking online casino sites available in India.

We will provide you with a comprehensive guide on what to look for when choosing the best direct banking casino for you, the different types of bank transfer and various real money casino games available to play online. We will also explain how to make deposits and withdrawals using bank transfer, discuss the pros and cons of this payment method, and answer your frequently asked questions.

Choosing the best instant bank transfer casinos in India

When looking for the top direct banking online casino sites, there are certain features that you can look out for, to assess whether or not it is the best choice for you.

For example, look at the online casino banking options, to see if it offers what you are looking for in terms of instant bank transfers. It is also a good idea to look for an online banking casino with a generous welcome bonus or free spins, as this will provide you with greater potential for profit.

Another feature to look out for at online casinos, is any wagering conditions attached to welcome bonuses. A low wagering requirement is preferred, as this again will increase your chances of walking away with a profit.

Other things to look out for include the reliability of the instant banking online casino and the availability and quality of customer support services.

Of course, the variety, number and quality of casino games is also a big consideration when choosing an online casino. Look for online casinos with regularly changing new and exclusive casino games, including live dealer games, slot machines, real money games and progressive jackpots, plus any other games that you personally enjoy, such as online roulette or other table games.

How Online Banking Works

Online banking is simple to use. Simply visit the website of your bank, and set up an online banking account. Once you have done this, you can log in to your account to see all of your recent transactions, make payments and move money between accounts. You can also use online bank transfer as a deposit method at online casino websites.

Bank transfer

Are bank transfer casinos legit?

Bank transfers are a legitimate way of paying for online services. However, there is some discrepancy as to whether the use of online casinos is legal in India.

Online gambling is governed by the Public Gambling Act of 1867, which makes it illegal to gamble in any public place. However, these laws were clearly written before the internet age, so online gambling is something of a grey area.

There are also discrepancies between games of chance, which are considered illegal under the act, and games of skill, which are not. Poker, for example, is regarded as a game of skill, and is therefore not strictly covered by Indian gambling regulations. Unfortunately, the definition of what makes a game skill based, is not clear. Gambling regulations also seem to vary between Indian states.

As a result, although there is no explicit, specific law that forbids online casinos, and they are generally considered legal across most of India, if you are caught gambling at online casinos, there is a possibility that you may find yourself facing legal action under the Public Gambling Act.

Another Indian law that impacts on online casino instant banking is the Foreign Exchange Management Act of 1999, which relates to international trade and currency exchange. Essentially, it is illegal to deposit money into an online gambling account in a currency other than Indian rupees, as this could be considered an illegal currency exchange. Therefore, customers must ensure that any casino online banking is done using Indian rupees.

Why make bank transfer casino payments anyway?

There are several benefits to using bank transfer to fund your online casino account.

Firstly, bank transfers are usually instant, which means that you are ready to start playing at your favourite online casino as soon as you have made your deposit request.

Secondly, most casinos offer new customers deposit bonuses, for which only transfers from a bank account are eligible. This means that using a bank transfer to deposit funds enables you to take better advantage of any welcome bonuses.

In addition to this, the deposit limits for bank transfers are generally much higher than for other payment methods such as PayPal, so customers have greater freedom over the amount of money they can deposit at online casinos.

Finally, bank transfers usually do not usually incur any fees, unlike some other payment methods, so you are making the most of your available funds.

Transaction details - Time, fees, limits

As previously mentioned, bank transfers to online casinos are good because generally bank transfer deposits are instant, have greater deposit limits and lower fees than other potential payment methods.

Different Types of Bank Transfers Explained

In this section, we describe the different types of bank transfer.

Bank transfer

A bank transfer is very simply a form of electronic payment, where money is sent directly from one bank account to another. This type of direct payment uses the credit and debit system, whereby the money is withdrawn from the sender’s account and deposited directly into the recipient’s account. The whole process can take anywhere from a few seconds to a few days.

Instant bank transfer

Instant bank transfers are processed in real time. This means that when the customer requests the bank transfer payment, the bank processes the transaction as soon as it comes through their computer system, with the funds usually being available to use within ten seconds.

Direct bank transfer

A direct bank transfer is a type of bank-to-bank payment that moves money from one account to another, usually online. Generally, if the accounts are both with the same bank, then this process will be completed the same day. However, if each account is with a separate bank, then the direct bank transfer process can take a few days.

Wire bank transfer

A wire transfer is another way to transfer money between banks. With a wire transfer, the bank acts as a middleman. The sender sends the money to their bank, then the bank sends the money to the recipient’s bank, at which point the recipient’s bank sends it to the recipient.

Usually, the sender pays for the transaction and their bank sends all of the necessary information to the recipient’s bank using a secure system. This way, the two bank accounts do not need to be linked. Instead, the SWIFT system is used to send the information required once the bank has verified that the sender has the funds available for the transfer.

A wire bank transfer can take between one and five business days, with international transfers generally taking longer than domestic ones.

Best bank transfer casinos by type

Every Indian Casino that allows people to play for real money that we have come accross allows bank transfers to be used to fund a player’s account. There are various types of different bank transfer casino categories though.

No deposit fast bank transfer casinos

No deposit fast bank transfer casinos offer players the ability to enjoy casino games without the need to make an initial deposit. These casinos use bank transfers as their primary method for depositing and withdrawing funds, ensuring quick and secure financial transactions.

New instant bank transfer casinos

New instant bank transfer casinos are online gambling platforms that offer players the ability to quickly and securely deposit and withdraw funds using instant bank transfer services. These casinos have gained popularity in recent years due to their convenience, speed, and safety features which is why there are so many new ones each year.

Mobile instant bank transfer casinos

Mobile instant bank transfer casinos allow players to make quick and secure deposits and withdrawals using their mobile devices, through direct bank transfers. Using your mobile devices players can link their casino platform to their financial institutions. This allows for seamless transactions without the need for third-party payment services. This method of payment is highly secure, as it uses the bank’s own security processes.

Instant bank transfer slots casinos

Instant bank transfer slots casinos offer a wide range of slot games, which are popular casino games where players spin reels with various symbols in an attempt to create winning combinations. The use of instant bank transfers as a payment method provides players with a fast, secure, and convenient way to fund their casino accounts and cash out their winnings.

How to Rate Bank Transfer Casinos

When rating the best bank transfer casinos, we consider a number of different factors. In this section, we discuss the different aspects of each online casino that we review, in order to bring you the top online casino sites that accept direct banking.


Firstly, we consider the sign up procedures. We know that you do not want to waste your time with unnecessarily long winded and laborious sign up processes. That is why we review the account registration process of each top online casino that accepts direct banking deposits, to make sure that creating a casino account with them is quick and easy.


When it comes to deposits, we first check that online bank transfers are available at the online casino that we are reviewing. We look to see if the casino offers instant bank transfers, or whether it insists on bank wire transfer, which may take longer to process. Finally, we consider whether the bank transfer casino also offers a range of other different payment options, so that as a customer, you have the choice to use a different form of payment to fund your casino account, should you wish to do so.


We know that deposits and withdrawals are equally important. When considering online casinos, we review the withdrawal process to find out just how easy it is to withdraw funds. We check to see how long it takes for payments to be processed once a withdrawal request is made, and of course we ensure that bank transfer is available as a withdrawal method.


Online casinos have various limits that they impose on customers. When reviewing instant bank transfer casinos, we consider the deposit limits, betting limits, withdrawal limits and limits on casino winnings that are in place. This is so that we can select the best bank transfer casinos that offer customers the best flexibility.


Most online casinos do not charge customers a fee for deposits and withdrawals. However, some may do. We review the best bank transfer casino sites to ensure that they do not charge their customers unnecessary fees.

Safety, Security, and License

The best online casinos that accept bank transfers are safe, secure and properly licensed. We review each of the casinos that we suggest, to ensure that they are properly licensed and keep their customer’s data safe and secure.

Responsible Gaming

The best real money casinos encourage customers to play responsibly when gambling online. Measures to encourage responsible gaming include the ability to set time limits on gaming, deposit limits which can be self-imposed by the customer and access to support if a user feels that their gambling is becoming beyond their control.

Bank transfer slots & other popular casino games

The best bank transfer casino sites offer customers a wide range of different casino games to play. In this section, we explain the different types of casino games that you might find at bank transfer casinos.



Online slots games are similar to physical slot machines, in that they are made up of columns, or reels, which display a variety of symbols. Players place their bet then click the ‘spin’ button to make the reels spin. Players win when at least three of the same symbol line up along a payline. The amount that the player wins depends on the value of the symbol and the size of the bet. There are thousands of different slot games available, each different depending on the number and size of the reels and the designs upon them.



Blackjack is a card game played against the dealer. In this game, you are trying to beat the dealer by getting your cards to total as close to 21 as possible, without going any higher, which is known as going bust. Your total must be higher than the dealer’s cards, in order to win. The cards 2-9 are worth the value of the number they display, while face cards (Jack, queen, king) are worth ten. An ace is worth either 11 or one.

When playing blackjack online, the cards are shuffled and dealt by the computer, and players place their bets. Each player is dealt two cards, face up. The dealer is also dealt two cards; one face up, the other face down. Online casino players click a button and choose from the following:

  • stand (just keep their two cards);
  • hit (receive another card);
  • double down (double their bet by receiving just one more card);
  • split (if they have a pair, or two cards worth ten, players can split their hand and double their bet, continuing play with two separate hands).

Once all hands have been played, the dealer shows their cards and winnings are paid out to any player who has beaten the dealer.



Roulette is one of the most popular table games. In roulette, a croupier spins a wheel in one direction,whilst spinning a small ball in the other direction. The wheel is marked with between 37 and 39 red and black numbered sections.

Players place their bets before the wheel is spun, choosing between various options such as the colour red or black, an odd or even number, whether the number will be high or low, or even just a single number.

Eventually, the ball stops in one of the numbered sections. Winnings are paid to any players who have placed a successful bet.

Live casino games

Live Casino

Live casino games, otherwise known as live dealer games, are usually table games played in a studio with a real-life croupier. Live casino games at a casino site will often include roulette, blackjack and baccarat. Some new online casino websites also offer live game show style games.

Andar Bahar

Ander Bahar

In Andar Bahar, each player has two sets of boxes. The Andar box, and the Bahar box. The dealer shuffles a single deck of cards and draws one card as the joker. The players then place a bet in the first bet space on either the Andar box or the Bahar box. Once bets are placed, the dealer begins to deal cards alternately onto the Bahar side, then the Andar side.

If the joker appears on Bahar for the first bet, then the bet is paid out at 25% of the amount wagered. If the joker does not appear after the first two cards are drawn, then the players can place a further bet in the second bet box, again on either Andar or Bahar.

The dealer then continues to deal cards alternately onto Bahar and Andar. If the joker appears on Bahar second bet, then the bet is paid out at 25% of the amount wagered. The first bet is paid out at even money.

If the joker is still not found, the dealer continues to deal the cards alternately. The side on which the joker eventually appears (Andar or Bahar) is the winner. The payout at this stage is even money.

Teen Patti

Teen Patti

Teen Patti is a popular Indian card game, also known as Indian Flush, which is similar to poker. In Teen Patti, the aces are the highest and the twos the lowest value.

The hand ranking values in Teen Patti are as follows, with the hands ordered from highest to lowest in terms of ranking:

  • ‘Trail’ or ‘set’ – three cards of the same value;
  • ‘Straight flush’ or ‘pure sequence’ – three cards of the same suit in consecutive order;
  • ‘Run’ or ‘sequence’ – similar to a straight flush, but the cards do not need to be of the same suit;
  • ‘Colour’ or ‘flush’ – three cards of the same suit, but not in a sequence;
  • ‘Pair’ or ‘double’ – two cards of the same rank. If two players have the same pair, the value of the third card in the hand determines who win;
  • If none of the above hands apply, then the player with the highest value single card wins. If two players have the same high card, the value of the second card is considered, and then the third.

Teen Patti is played with between three and seven players and a single deck of cards. To start, each player places a real money bet of a specific amount. Each player then receives three cards, face down. The player to the left of the dealer is the first to decide if they wish to make a further bet. If they do place a bet, this becomes the stake for the next player. The first player can decide whether or not to look at their cards before they bet.

If the second player plays blind, they will need to bet equal to, or not more than twice the current stake, if the first player also played blind. If the first player looked at their cards before placing their bet, then the second player can only place half or equal to the current stake. If the second player chooses to check their cards, they will need to stake twice the current bet, if the previous bet was also played seen. However, if the previous player placed their bet blind, then the player’s seen bet will need to be at least twice, but not more than four times the amount of the current stake.

Players who start blind can choose to look at their cards at any point. This play continues around the table until either everyone except one player has folded their hand, or there are two players left. The last remaining player or the player with the best hand wins the pot of money.

In addition to the above gameplay, any player can ask for a ‘sideshow’. In a sideshow, a player can request to see the previous players’ cards by doubling the prize pot, but only if both players concerned are playing as seen. Of course, the previous player can choose to accept or deny the request for a sideshow. If the previous player agrees, whoever has the lowest value hand has to fold.

There is also a ‘show’ or ‘showdown’. If there are only two players left at the end of the betting rounds, one of the players can ask for a show. If both players refuse to show and neither folds, then the game ends in a tie and the prize pot is divided equally between the two players.

Sic Bo

Sic Bo

Sic Bo is a table game played with dice. The dealer shakes and deals three dice, while the players bet on the results of the throw. Players can choose from the following outcomes:

  • Small (total is between 4 and 10) – potential payout 1:1;
  • Big (total is between 11 and 17) – potential payout 1:1;
  • Total (the total of the dice equals the number chosen) – potential payout varies depending on how likely the number is to appear.
  • Double (at least two of the dice show the same chosen value) – potential payout 8:1;
  • Triple (all three dice show the same chosen value) – potential payout 150:1
  • Any Triple (all the dice show the same value) – potential payout 24:1
  • Combination (two specific numbers will show on the three dice) – potential payout 5:1
  • Single (the chosen number appears on any of the dice) – potential payout is 1:1 if the chosen number appears on one dice, 2:1 if the chosen number appears on two dice, and 3:1 if the chosen number appears on all three dice.

Big and small bets all lose if the result is a triple.

Online casino bank transfer deposits

In this section, we explain how to make a bank transfer casino deposit.

Confirm that your bank accepts gambling transactions

Not every bank account will allow online banking, so first ensure that you have an online banking account that will accept bank transfers as a deposit method. If you have not yet set up online banking for your bank account, you can do so by visiting the website of your bank and setting up an online banking account by following the steps they set out. You will then be ready to use your bank account for a direct bank transfer.

Register at your preferred bank transfer casino

Next, you will need to create a casino account at your preferred bank transfer casino. To do this, simply visit the website of the casino and click the button to join, sign up or register. This should be fairly obvious on the homepage. If there is a welcome bonus or deposit bonus available, then be sure to click through the relevant banner or enter any promo codes that may be required.

In the cashier section, click on the deposit option

Log into your casino account, then go to the deposits and withdrawals section of the casino website. Click on the deposit option, then select instant bank transfer as your chosen payment method.

Provide the necessary details

Now, you will need to provide the necessary details such as your name, bank account details and the amount that you wish to deposit.


Once you have completed all of the necessary details, click to confirm your deposit. Your instant bank transfer will then be actioned.

Online casino bank transfer withdrawals

In this section, we explain how to withdraw funds from your casino account via bank transfer.

Check if the casino accepts bank transfer withdrawals

First, check that the casino allows bank transfer withdrawals. To do this, log into your casino account and click on the option to withdraw funds. If bank transfer is given as an option, then you can select it.

Choose your preferred bank and provide the necessary details

Once you have chosen bank transfer, simply enter the necessary details, such as your name and bank account details.

Identity and address verification

If this is the first withdrawal that you have made from your bank transfer casino account, then you will likely find that the casino requires proof of your identity and address, before they can process the withdrawal. You will need to send the casino copies of these documents in order for them to verify your account.

Wait for the funds to be processed

Once you have provided all of the necessary information for your withdrawal, you simply need to confirm it and wait for the funds to be processed back to your bank account. The amount of time this will take depends on the processing time of the bank transfer casino site.

Pros and Cons of Bank Transfer Casinos

In this section, we discuss the advantages and disadvantages of using bank transfer deposits at online casinos.

Bullet point Pros:

  • Bank transfer is a safe and reliable payment option.
  • Instant bank transfer is exactly as it sounds: instant. So your funds will be ready to play with straight away.
  • Using bank transfer as a deposit method alongside online banking allows you to keep track of your money easily.

Bullet point Cons:

  • Bank transfer deposits must be made using Indian rupees in order to stay on the right side of the law. Therefore payment methods such as PayPal might be better if your choice of online casino does not accept Indian rupees as a currency.
  • Deposits and withdrawals may take longer if they are made using bank wire transfer rather than instant bank transfer.
  • Some online casinos charge fees for withdrawals via bank transfer.
  • Not all Indian banks accept deposits and withdrawals from casinos.

Bank Transfer Alternatives

Payment Method

Bank transfer is not the only payment method available to casino players. Here, we discuss the other payment options typically used at casino sites:


An E-Wallet is like a regular wallet in that you used it to make payments. You transfer funds from your debit or credit card into the wallet, then use the E-Wallet to deposit at the online casino. E-Wallets such as Skrill, PayPal and Neteller are the most commonly used at online casinos.

Credit Cards

Credit cards are widely accepted by Indian online casinos. Safe and secure, credit cards can be used to deposit funds into your online casino account.


Cryptocurrencies are increasing in popularity. Cryptocurrencies such as Bitcoin and Litecoin are becoming increasingly accepted as payment methods at Indian online casino sites.

Prepaid Payment Cards

Another deposit option is to use a prepaid payment card. It is possible for Indians to buy virtual prepaid cards online. The virtual prepaid card is very safe as it loses its validity once it has been used. AstroPay and PaySafeCard are common prepayment cards. AstroPay cards are particularly popular as they are free of charge and widely accepted at Indian casino sites.

Frequently Asked Questions

Do all casinos accept bank transfers?

No, not all Indian casinos accept bank transfers.

Which is the best bank transfer casino to play for real money?

There are many great bank transfer casino sites where you can play real money games, but we rate Jackpot Guru as one of the best.

Can I withdraw my winnings with a bank transfer?

Yes, you can withdraw casino winnings with a bank transfer, if you are using a bank transfer casino.

Is bank transfer safe to use?

Yes, a bank transfer is a safe and reliable payment option.

How long do bank transfer transactions take?

This depends on the type of bank transfer. Instant bank transfers take less than ten seconds, while a bank wire transfer can take up to five business days.

How do I transfer money from an online casino to a bank account?

You can transfer money from an online casino to a bank account using bank transfer, provided that it is an available payment option at the online casino you are using.

Is there any bank transfer casino bonus?

Yes, several online casinos offer bank transfer casino bonuses.

What is fast bank transfer withdrawal?

A fast bank transfer withdrawal is a withdrawal that typically takes less than 60 seconds.