Best UPI Casino India List 2023

Following the demonetization of 500 and 1,000 rupee notes by Prime Minister Narendra Modi, the use of digital wallets, like PayTM, has increased significantly. A new UPI casino deposit service has also emerged as a key player in the payment industry.

But what exactly is UPI, and how does it work in a UPI based casino? In this article, we’ll explore everything you need to know about this payment method.

What is UPI?

UPI stands for Unified Payments Interface, which is an instant real-time payment system developed by the National Payments Corporation of India (NPCI). It allows users to transfer money between banks using their mobile phone, without requiring an internet banking password or credit/debit card.

We mentioned PayTM above, which works almost in the same way, so it may cause a logical following question – what is the difference between this payment method and UPI? What are the significant differences and benefits then?

The most inconvenient part is that the money received from PayTM goes into Paytm Wallet instead of the user’s bank account. Yes, they are still able to transfer money between both, but it also requires time and a transaction fee (up to 4%).

With UPI users can transfer funds knowing the recipient’s mobile phone number or VPA (Virtual Payment Address), and the amount goes directly from their bank account to the recipient bank account. No third party, time limit or fees are involved.

All You Need To Know About UPI

UPI is a real-time, instant payment system, which means that money is transferred between bank accounts in seconds.


To use UPI, you need to have a mobile phone with access to the internet and a bank account. You will also need to download and sign up for a mobile app that supports UPI, like Google Pay, PayTM, or PhonePe. Once you have set up your account, you can start sending and receiving money instantly, using just the person’s phone number or unique QR code.

With UPI, you don’t need to carry cash or even a debit card, as you can access your bank account and make payments using just your mobile phone. It’s also easier and more convenient than traditional forms of payment.

How does UPI work? You download the UPI app for your smartphone, enter the recipient’s VPA, confirm the amount, click “Send”.

A Safe & Secure Transaction Option

UPI is designed to be a safe and secure payment system, with multiple layers of security to protect users’ payment information and bank accounts. Here are some of the security features of this app:

  • Virtual Payment Address (VPA). UPI uses a unique ID that is generated for the recipient’s bank account. VPA is a combination of the mobile number and a short code chosen by the user, making it easy to remember and difficult to guess, reducing additional risks of fraud.
  • One-time Password (OTP). UPI transactions require an OTP to be entered for authentication, which is sent to the sender’s mobile phone. This OTP ensures that the transaction is authorized by the user before it is processed, reducing the danger if the payment date falls into the hands of another person.
  • Limit on transactions. UPI has a limit on the amount that can be transferred per day and per transaction, reducing the risk of fraud and ensuring that fraudulent transactions can be caught early.
  • 24/7 support. If you have any issues with UPI, you can contact your bank’s customer support team, which is available 24/7 to resolve any problems.

Create your UPI account

UPI Account

Creating a new UPI account is simple enough – follow the steps we described below:

  1. Make sure your mobile phone is connected to the internet and has the ability to use mobile banking apps;
  2. Open a mobile banking app, such as Google Pay, Paytm, or PhonePe;
  3. Click on the “UPI” section or icon within the app;
  4. Follow the on-screen instructions to create your UPI ID. Usually, this will involve selecting your bank and inputting your mobile number;
  5. Once your UPI ID is created, your bank will send you an SMS with a one-time password (OTP) to verify your account;
  6. Enter the OTP into the UPI app to complete the registration process;
  7. You can now use your UPI account to send and receive money and make transactions.

Virtual Payment Address

Your Virtual Payment Address (VPA) is a five or six-character code that represents your bank, account number, and UPI ID. It’s similar to a website’s URL – it provides a unique, easy-to-remember identifier for your account, allowing you to receive payments without sharing your additional bank details with every third party.

  1. Open the app and select “UPI” from the options listed;
  2. You will be prompted to select your bank from a list of supported banks. Select your bank’s name and follow the on-screen instructions to link your bank account to the app;
  3. Once you have successfully linked your bank account to the app, select “VPA” or “Create VPA” within the UPI section;
  4. You will be prompted to choose a VPA name to use for your account. This can be up to six characters, including numbers, letters, or a combination of both. Choose a name that is easy to remember and not already in use by someone else;
  5. Once you have selected your VPA name, your app will generate a unique VPA code for you. Write this code down and save it in a safe place in case you need to access it again in the future.

Sign Up At One of the UPI Casinos From Our Top List

Below we will tell you about various UPI casino online India that might interest you. Now we explain for now how you can choose UPI as the payment method:

  1. Search for Indian online casino with UPI payment. There are several, such as Dafabet, Betway, and 22bet;
  2. Click on the registration link to create a new account. During the registration process, look for the option to add a payment method;
  3. Check if the casino offers the option to add UPI as a payment method. If yes, select it and follow the on-screen instructions to complete the setup process;
  4. After setting up your UPI account as a payment method, you can now make deposits and withdrawals using UPI. Follow the instructions provided by the casino to ensure a seamless and hassle-free payment experience.

It’s important to note that not all online casinos accept UPI, and those that do may have different deposit and withdrawal limits, so make sure to check the casino’s terms and conditions for more information.

Fund Your Online Casino Account

To make a deposit to an online casino using your UPI payment method, you need to do follow process:

  1. Log into UPI based casino account and navigate to the “Deposit” section;
  2. Select “UPI” as your payment method;
  3. You’ll be prompted to enter your phone number and the amount you want to deposit;
  4. Enter the amount you want to deposit, and then click on the “Proceed” button;
  5. You’ll then be transferred to your UPI app, where you’ll need to enter your payment PIN and confirm the transaction;
  6. Once the transaction is confirmed, the money will be deposited into your online casino account;
  7. The process is typically completed within seconds and is secure, so you can start playing your favorite games right away.

Remember to always play responsibly and only wager what you can afford to lose.

Deposit Bonus Using UPI Payment Method

Some of UPI casinos also offer first deposit bonuses to their players. It’s a promotion that grants players extra credits or funds when they make a deposit. These bonuses can come in different forms, some of which we will list below.


Welcome bonus

A welcome bonus is a promotional offer given to UPI casino India users who sign up and make their first deposit at an online casino. The bonus is typically offered as a percentage of the initial deposit amount in the form of bonus credits or free spins.

The terms and conditions of a welcome bonus can vary widely from casino to casino. In some UPI casino deposit may be required to claim the bonus, while others may offer a percentage match on any deposit made within a certain timeframe. Some casinos may also require players to wager a certain amount before the bonus is released or before they can make a withdrawal.

No Deposit Bonus

No deposit bonuses are typically available to players who sign up for a new account and verify their identity. The bonus amount can vary depending on the casino, but it’s typically a small amount of free spins that can be used to play a specific game or try out new slots.

It’s important to note that no deposit bonuses may come with certain terms and conditions, such as wagering or playthrough requirements, or time limits.

Free Spins

This form of promotion gives UPI casinos players a chance to spin the reels of a specific slot for free, without making a deposit or spending any of their own money. Free spins are awarded to players who sign up on the site itself or participate in the casino’s rewards program.

Once a player has received free spins, they can use them to play any game or slot machine they like, up to a certain limit. If a player wins any money during these free spins, they can keep the money and withdraw it.

Not all online casinos offer free spins, and those that do may have different requirements to redeem them. Make sure to check the casino’s promotions page to see if they offer free spins and what the terms and conditions of the promotion are before trying them out.

Reload Bonus

A reload bonus is a promotional offering by an online casino with UPI payment that rewards existing players who make a deposit from time to time. Reload bonuses are typically offered to players who have already made one or more deposits and are returning to the casino to play again. The bonus is usually 50% of the deposit amount or a smaller percentage., providing players with extra funds to play with.

Reload bonuses are designed to keep players coming back to the casino and reward loyalty. The percentage match can range from a small bonus to a large one, depending on the casino’s promotion and the player’s playing history. Some casinos may also offer different reload bonus levels based on a player’s VIP or loyalty program status.

Loyalty & VIP

VIP and loyalty programs are a marketing strategy used by some UPI casino India to reward already existing players. These programs typically offer members exclusive bonuses and rewards that are not available to regular players. The key benefit of VIP and loyalty programs is that they offer players the opportunity to earn rewards points, which can be redeemed for free play, merchandise, or other prizes.

VIP and loyalty programs often have different levels that players can reach based on their gambling activity, such as the amount and frequency of their deposits, the amount of time they spend playing, and the types of games they play. As players move up in level, they may receive additional perks and benefits, such as personal game suggestions, priority customer service, or exclusive events and giveaways.

Referral Bonus

A referral bonus is offered by UPI payment casino that stimulate members to refer their friends to the casino. When the referred player signs up and deposits funds, the referring player may receive a bonus percentage of the deposit amount.

Referral bonuses are designed to drive new customer growth and can be attractive for existing players who may have friends that are interested in trying out online casino games. The percentage match on the referral bonus is typically lower than the match on a new player sign-up bonus, but it can still provide a nice bonus for the existing player who makes the referral.

Daily & Weekly

Daily bonuses can be offered as a percentage of the daily deposit amount or as a free play amount that players can use to try out new games or slot machines. Weekly bonuses, on the other hand, are typically more substantial and offer players the chance to win free spins or bonus credits that can be redeemed at a later date.

Best UPI Casinos Online Withdrawal

To withdraw your winnings from a UPI casino India you need to:

  1. Sign in to your online casino account;
  2. Select the “withdraw” option;
  3. Choose “UPI” from the list of payment options;
  4. Input the amount you want to withdraw;
  5. Select “confirm” to proceed;
  6. Enter your virtual payment address into the provided field;
  7. Click “Enter” or “Confirm” to finalize the process.

You should receive a confirmation that your payment instruction has been received, followed by the transfer of funds into your designated account within minutes.

UPI Fees

Even though UPI is a free and real-time payment method, every transaction you make through it will have associated small fees. Additionally, certain online casinos may charge unnecessary processing fees for deposits and withdrawals, which have nothing to do with the payment provider, but with online casino with UPI payment.

How to Rate and Review UPI Casinos

Finding the best top 10 casino in India UPI payment may seem as a subjective process, as everyone’s preferences differ. However, if a user wants to choose a new online casino, there are some criteria that are particularly important to consider.

Review Upi


Quick and simple registration with UPI casino payments can be an important feature for online casinos as it allows for a more seamless and intuitive user experience. By simplifying the registration process, players can skip many of the headaches typically associated with traditional banking and payment methods, which can be particularly beneficial for those who are new to online gambling.

Deposits and Withdrawals

Quick and easy deposits and withdrawals using UPI offer players a more seamless and stress-free experience when it comes to managing their finances. With UPI, players can seamlessly transfer funds directly from their bank accounts to their casino accounts, without having to worry about long processing times or additional fees.

Big Limits and Small Fees

UPI casino online India with big withdrawal limits and small commissions can be particularly useful options for players who want to enjoy their casino experiences to the fullest, without worrying about limits or fees cutting into their winnings. 

Big withdrawal limits can be especially beneficial for players who win large jackpots and want to quickly withdraw their winnings without any issues or delays.

With small commissions, players can also maximize their winnings and avoid paying unnecessary fees on top of their profits. 

Ultimately, it’s important for players to carefully consider the withdrawal limits and commissions associated with online casinos before committing to them, to ensure that they can enjoy their casino experiences fully without worrying about any unnecessary fees or limitations.

Safety, Security, and License

Playing in reliable and secure online UPI casino can present several risks. These can include identity theft, fraudulent activity, and data breaches, all of which can lead to financial and personal losses. By choosing secure and reliable online casinos, players can minimize these risks and enjoy their gaming experiences without worrying about their personal information being compromised or their money being lost.

To check the legality of online casinos in India, you can visit the official websites of the relevant regulatory bodies, such as the Central Board of Direct Taxes and the Department of Promotion of Industry and Internal Trade. Additionally, it’s important to only use regulated and licensed online casinos that comply with all applicable laws and regulations in order to ensure that your gaming experiences are legal, fair, and safe.

Responsible Gaming

Online casinos that support responsible gambling offer features such as setting deposit limits, self-exclusion tools, and educational resources to help players manage their gambling habits in a healthy and responsible manner. 

It’s also important for players to consider their own level of gambling and to recognize the signs of an addiction in themselves or others. If you or someone you know is struggling with a gambling addiction, seeking professional help can make a big difference.

The Best UPI Online Casino Games in India

UPI withdrawal games in online casinos can be presented in a wide range, including casino games such as blackjack, poker, roulette, baccarat, slots, and more.

Online casinos also offer a range of different UPI games variations, including live dealers, multiplayer modes, and 3D slots, which can offer players an immersive gaming experience.

Players can access these games through various devices, including desktop computers, laptops, smartphones, and tablets, and some casinos even offer separate mobile apps for easier access.



Roulette involves players betting on which number or color a ball will land on a spinning wheel. The wheel contains 37 or 38 numbers and colors, along with an additional zero and sometimes, a double zero, which offers the house an advantage.

Players can place bets on many different numbers or ranges of numbers, along with colors (red or black) and even whether the ball will land on an even or an odd number. There are many different types of bets players can place, including single, double, triple, and even quadruple bets.

Roulette is a high-stakes game and can be quite thrilling, but also carries significant risk and potential for loss.



Blackjack is a popular card game where participants aim to have a hand equal to or near a value of 21 without exceeding it.

Players take turns dealing cards and making decisions on how to play their hand, with the goal of being the player with the highest value hand without exceeding 21. The game is played against the dealer and not against other players, and players can decide whether to “hit” (draw another card) or “stand” (hold their current hand) based on the value of their first two cards and any additional cards previously drawn. The player with the highest value hand (without exceeding 21) wins the game and any money wagered. 

Blackjack is a game of skill and strategy, but also involves a level of luck and risk.

Andar Bahar

Ander Bahar

Andar Bahar is an Indian card game that can often be found in UPI casino online India. It’s similar to the game of Poker, but has some differences.

In Andar Bahar, players are dealt a five-card hand, with players having the option to raise or fold before the flop. After the flop, players can make two more raise or fold decisions before the river card is revealed. Players can use different betting strategies to bluff or deceive their opponents, and the game can be complex, with multiple decision points and opportunities for strategy.

Teen Patti

Teen Patti

Teen Patti is similar to Texas Hold’em, with players trying to make the best five-card hand possible using three community cards.

In Teen Patti, players are initially dealt two cards, and there are three betting rounds. During each round, players can fold, call, raise, or go all-in, with the goal of having the best hand or bluffing your opponents. The game is fast-paced and can be quite exciting, with players constantly making decisions based on the community cards and their own hand.

Sic Bo

Sic Bo

Sic Bo is a Chinese dice game that is often found in online casinos. It’s similar to Craps, with players betting on different combinations of dice rolls, including pass and don’t pass.

In Sic Bo, players can bet on the outcome of a single die or multiple dice, with each bet having a different set of rules and odds. The game is fast-paced and can be quite exciting, with players constantly making decisions based on the rolls of the dice and their own bets.

Pros and Cons With UPI

In summary, we can list a few pros and cons of using UPI as a payment method.


  • All transactions are conducted through UPI PIN, providing an extra layer of security. 
  • There are no additional charges for using the UPI casino, making it a cost-effective choice.
  • As an add-on service offered by Indian banks, users do not need to verify their identities to make deposits or withdraw funds.
  • UPI casinos allow for real-time transactions, ensuring that deposits and withdrawals are completed within seconds. 
  • UPI payment method is simple and straightforward, making it accessible to everyone.
  • Users can earn cashback points by sending payments to other UPI account holders, which can be spent on app perks and other benefits.


  • Lack of anonymity as UPI transactions are directly linked with your bank account, making them traceable;
  • UPI may not be the best option for users wanting to make larger transactions;
  • You will need a smartphone and a stable internet connection to use UPI, which may not be accessible to everyone;
  • Some potential users may be concerned about online fraud, making it challenging to persuade them to use UPI.

Pros and Cons With UPI

Here’s a summary of the different payment methods in online casinos:



This payment method is also widely used in India and allows users to transfer money directly from their bank accounts.

Google Pay


Google Pay is an easy-to-use mobile payment app that allows users to send and receive money using their smartphone.



PayPal is an online payment e-wallet that allows users to send money to others without sharing their bank account or credit card details.



Paysafecard is a prepaid card that can be purchased from many retail outlets and used to make online payments without revealing personal details.



Entropay is a virtual debit/credit card that allows users to make payments online without the risk of compromising their bank account details.



A payment processor that allows users to make payments to online casinos using a variety of payment methods, including bank transfers, debit or credit cards, and prepaid cards.


What does UPI stand for?

UPI stands for Unified Payments Interface. It is an Indian digital payment system that simplifies the transfer of money between any two parties with a bank account.

Is it legal for me to play at UPI casinos in India?

The legality of online gambling in India is a complex issue that varies from state to state. In general, online gambling is legal in India with some exceptions. However, some states like Gujarat, Odisha, and Sikkim have banned all forms of online gambling, including online casinos.

Are my UPI address and mobile number linked?

Yes, in fact, an essential feature of UPI transactions is that the mobile number and the UPI address are linked. When someone transfers money to a phone number using UPI, that phone number is mapped to a unique UPI handle (similar to an email address). This handle is then connected to a specific bank account.

How fast can I make a deposit to an online casino using UPI?

Once you have registered for an online casino that accepts UPI, the deposit process using UPI is usually very fast. The speed of deposits using UPI depends on the specific casino and the UPI network, but in general, deposits can be completed in a few minutes.

Are there any daily UPI transaction limits?

Currently, the NPCI’s guidelines set the daily transaction limit at a maximum of 5000 INR. However, some banks may set a lower or even higher limit, depending on their own policies. Additionally, the daily transaction limit for sending money is often lower than the limit for receiving money.

Why should Indian players use UPI on an online casino in India?

One of the main reasons why Indian players should use UPI on an online casino in India is convenience. It is a fast, easy, and secure digital payment system that allows customers to transfer money easily from their bank accounts to online casinos without having to enter account details like account numbers, IFSC codes, etc.

Are UPI transactions safe and secure on online casinos in India?

Yes, UPI transactions on online casinos in India are generally considered to be safe and secure. UPI is a digital payment system that operates on top of India’s existing centralized clearing infrastructure and is regulated by the Reserve Bank of India (RBI).

Are there any fees involved?

UPI transactions on online casinos in India are generally low-cost or even zero-cost. Some casinos may charge a small transaction fee for UPI payments, but it is usually a fairly low amount and is typically calculated as a percentage of the transaction amount.